7 Zero-Cost Passive Income Secrets That Could Make You Rich While You Sleep

7. Participate in Cashback and Rewards Programs

Turn your everyday spending into passive income by leveraging cashback and rewards programs.

How it works:

• Sign up for cashback websites and credit cards
• Make your regular purchases through these platforms
• Earn cashback or rewards points on your spending
• Redeem your earnings for cash or gift cards

Real-life example:
Rachel uses a combination of cashback websites and rewards credit cards for all her regular expenses. She now earns an average of $200 per month in passive cashback and rewards.

Tips for getting started:

• Compare different cashback websites and credit cards to find the best offers
• Always pay off your credit card balance in full to avoid interest charges
• Stack cashback offers with credit card rewards for maximum earnings
• Keep an eye out for special promotions and bonus offers

Potential earnings: $50 – $500+ per month

Affiliate program to check out: Rakuten (affiliate link)